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Do you want to buy a property in Berlin?
The real estate market in Germany is constantly developing, so it is definitely worth investing in the capital. If you are looking for an apartment to buy in Berlin, subscribe to the newsletter , then you will be sure that you will be notified of new offers:
What is important for a property buyer in Germany?
Can a Pole buy a property in Germany? If so, what should we know when buying a house or flat? What cannot be forgotten? What additional costs do we have to take into account? First of all, subscribe to the newsletter and stay up to date with the latest offers!
Let's start with the most important question: can a Pole easily buy real estate in Germany?
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Olga Martin, real estate broker in Berlin: Yes, in principle in Germany, a foreigner, regardless of nationality, can purchase real estate. There is no law restricting the possibility of a citizen of another EU country buying real estate in Germany. The buyer must only be 18 years of age, but this also applies to German citizens.
What should we know when buying real estate?
OM: Buying an apartment is undoubtedly a serious investment in our lives. It is not only a decision that will often consume all your savings, but at the same time it is the fulfillment of the biggest dream of your own home. That is why it is worth approaching the purchase of an apartment with appropriate preparation. After finding your dream apartment, it is important to check the legal status of the property. This is a very important point that cannot be forgotten.
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Access to the land and mortgage register will give us certainty that the property is not burdened with debts and that the person selling it to us is the legally valid owner. Sometimes it happens that an apartment can be owned by several people and the sale will require the consent of all owners.
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The German land and mortgage register also includes information on property encumbrances. For example, if we buy a house, there may be a provision saying that we have to pay our neighbor a toll each year as a result of using the road on his land that leads to our building. We will also find information about all loans taken out for real estate.
Since Polish and German civil law are different from each other, it is worth using the advice of a professional real estate broker who will help us understand the specifics of the market in order to avoid unpleasant and costly consequences.
For example, in Poland, in principle, an agreement is drawn up in the form of a notarial deed that transfers the ownership of the property, while only sometimes a preliminary agreement is drawn up that obliges the conclusion of the first agreement. There is only one contract in Germany which is a combination of both. Thus, the contract for the sale of real estate contains two parts: a contract for the transfer of ownership of the real estate (Kaufvertrag) and an act of disposition (the so-called Auflassung) having a material effect in the form of the transfer of ownership to the buyer.
The presence of an interpreter, if the notary does not know the foreign language himself, is obligatory. In addition, buyers or sellers who do not speak German have the right to translate not only an oral but also a written notarial deed into their mother tongue.
What are the additional costs when buying a property in Germany?
OM: When buying real estate, in addition to the purchase price of a house or apartment, we must also take into account additional costs. These fees often differ from state to state in Germany, so you should read them before you decide to buy.
For example, it is the buyer who bears the costs of the notary (Notarkosten) and the entry in the land register (Grundbuchkosten). This is related to the obligation to notarize the purchase of real estate in Germany. These costs amount to approx. 1.5% of the purchase price, of which approx. 1% are notary costs, and 0.5% - the costs of the land and mortgage register. If, for example, we assume that the price of a property in Berlin that must be notarized is EUR 300,000, then approximately EUR 4,500 will be spent on notary and land registration costs.
In addition, the purchase of real estate is subject to a real estate tax (Grunderwerbsteuer), which is paid by the purchaser. The basis for the calculation is the purchase price, on which, depending on the state of Germany, real estate tax is payable in the amount of 3.5% to 6.5%. This tax belongs to the additional purchase costs and should therefore be included in the financial plan when purchasing real estate.
If we decide to help a real estate broker, you also have to remember about this cost. The average rates of real estate agencies in Berlin are 3.57% (including VAT) of the purchase price. In return, we can be sure that we will get an offer that interests us, as well as assistance not only in negotiations, but also in the preparation of documents.
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Finally, where is it worth looking for offers?
OM: Many people are looking for offers on internet portals, such as ImmobilienScout24 or Immowelt, where we can find an apartment ourselves. However, in the German market it is difficult to buy an apartment without a specialized real estate agency, so it is worth contacting them directly to get the offers you are interested in first hand before they appear online. Preferably by subscribing to the newsletter .
More information on buying and selling real estate in Berlin can be found on the website of the Polish real estate agency in Berlin: www.immolla.com.
Author: Olga Martin
Licensed real estate broker in Berlin
+49 171-238-14-95
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My specialization is the purchase, rental and sale of real estate in Berlin and Germany. I help my clients to safely go through each stage of the purchase.
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I work in five languages: German, English, Italian, Spanish and, of course, Polish.
Real estate broker
in Berlin
As a real estate agent, I specialize in selling and buying houses in Germany.
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I sell every day apartments, houses, offices and plots of land. I am a licensed real estate broker in Berlin. Thanks to the knowledge of five languages, I can easily help my clients in real estate transactions.
Listen to the COSMO Radio broadcast in Polish:
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What is worth paying attention to when buying real estate in Germany
COSMO Radio in Polish. 04/11/2019. 03:42 Min
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"Buying a flat or a house is one of the most important decisions in life. So what we should pay attention to when buying real estate in Germany? "First of all, it's worth it check the legal status of the property, which is documented in the land and mortgage register "- advises Olga Martin, a real estate broker from Berlin, with whom Monika Sędzierska talks about the regulations related to the purchase of real estate in Germany."
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https://www1.wdr.de/radio/cosmo/programm/sendungen/radio-po-polsku/damyrade/zakup-nieruchomosci-damy-rade-100.html
Why is it worth using my services?
First of all, I have appropriate education, professional background and experience in real estate transactions, as well as knowledge of German law. I am fluent in German, English, Italian, Spanish and of course Polish :). I am proud of the title of a qualified broker and I have not only appropriate training, but also a real estate broker license. Trade in real estate is also related to the knowledge of the applicable civil law in Germany, in which I can also help. German law is different from Polish law, so you need to remember about its specificity to avoid unpleasant and costly consequences.
Secondly, I check the information on the current specifics of the German real estate market on an ongoing basis, which means that you can be 100% sure about the preparation of the transaction.
Thirdly, I have been operating on the German market for many years, during which I managed to gather around me a group of excellent professionals from the legal, architectural and construction industries.
All these elements translate into a sufficiently large number of satisfied customers. If you want to make an appointment for a consultation on the purchase of real estate in Berlin, please use the form below.
